.page {
	margin: 0px;
	padding: 0px;
}
.submenu-bg {
	background-image: url(home-images2008/menu-LOWER-bg.gif);
	background-repeat: no-repeat;
	height: 19px;
	width: 971px;
	background-color: #F3F4F7;
}
.zero-margin {
	margin: 0px;
	padding: 0px;
}

.body-bg {
	background-image: url(home-images2008/body-bg.gif);
	margin: 0px;
	padding: 0px;
}
.headers-top-bg {
	background-image: url(home-images2008/body-headers-bg-top.gif);
	margin: 0px;
	padding: 0px;
	height: 36px;
	width: 971px;
}
.headers {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	font-weight: bold;
	color: #4E4E4E;
}
a:link {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #666666;
	font-weight: bold;
	text-decoration: none;
}
.headers-lower-bg {

	background-image: url(home-images2008/body-headers-bg-lower.gif);
	margin: 0px;
	padding: 0px;
	height: 36px;
	width: 971px;
}
.text-body {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #666666;
	margin-top: 7px;
	margin-right: 5px;
	margin-bottom: 25px;
	line-height: 17px;
	margin-left: 10px;
	text-align: left;
}
a:visited {

	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #666666;
	font-weight: bold;
	text-decoration: none;
}
a:hover {

	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #666666;
	font-weight: bold;
	text-decoration: underline;
}
.column-divider {
	background-image: url(home-images2008/column-divider.gif);
	background-repeat: repeat-y;
	background-position: center center;
}